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Be persistent and polite. The average credit card interest rate is 1613.


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You can find the telephone number on your card or your statement.

. Rather than pay a company to talk to your creditor on your behalf remember that you can do it yourself for free. While you would incur 608 in interest charges during that time you could avoid much of this extra cost and pay off your debt faster by using a 0 APR balance transfer credit card. Talk with your credit card company even if you have been turned down before.

The average length of a 0 APR balance transfer intro period is 13 months according to WalletHubs Credit Card Landscape Report and the average balance transfer. Keep good records of your debts so that when you do reach the credit card company you can. This is also the 65th week in a row that average card rates have remained above 16 underscoring just how sticky credit.

The standard offer of 0 introductory APR for 18 months from account opening on. The best intro 0 APR credit card for people who pay on time is the Wells Fargo Reflect Card because it has zero interest for up to 21 months from account opening on purchases and zero interest for up to 21 months from account opening on qualifying balance transfers.


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